You Deserve A Second Chance
You know more than anyone that having a DUI or an at-fault accident on your record is an extremely heavy burden on your shoulders. In addition to spending a night or more in jail, paying steep fines, and having to get by without your driver’s license, you now face the prospect of paying excessive prices for SR22 insurance (if you can find a company willing to cover you at all).
It does not have to be this way and, frankly, it should not be this way. In America we believe in second chances. One mistake or bad decision should not define who you are or how you live the rest of your life. Bad things can happen to good people and good people can find themselves in bad situations; that does not mean you should have to bear the burdens of increased insurance costs long after you have paid your debt to society. The first step in driving on to the next phase of your life is proving to the state that you have met the minimum requirements for liability coverage.
That’s where SR22 auto insurance certification comes in. Having this type of policy will allow you to meet your state’s minimum requirements for carrying auto insurance while reducing your costs when compared with more comprehensive insurance plans. This allows you to get back behind the wheel and keep moving forward as you make the most of your second chance. SR22 is most commonly associated with drivers who have a past DUI on their record, but can also be required following:
- Accidents that occur while driving without auto insurance
- Repeat traffic offenses such as multiple tickets for speeding or moving violations
- The reinstatement of a suspended driver’s license
How Long Will You Need SR22?
SR22 insurance is not forever; it is simply the first step in getting behind the wheel legally and continuing to move toward a brighter future. SR22 requirements are state specific, so the amount of time you will need to carry this certification varies. However, once you have reached the end of the required time period you will be allowed to drive without SR22 as long as you have a clean driving record during the time period.
How Much Does SR22 Insurance Cost?
Most states charge a $25 filing fee to obtain the certificate. This is in addition to any auto insurance quote you receive. While your insurance rates will likely be higher post-DUI or post-accident, choosing a reputable SR22 insurance provider can reduce the costs you face and help you manage your finances as you rebuild your driving record, your reputation, and your life.
As you consider your options for SR22 insurance, you can rely on the proven professionals of breatheeasyinsurance.com to guide you to the right policy.