HOW TO BECOME AN INSURANCE AGENT IN TEXAS
If you’ve ever wondered about how to become an insurance agent in the state of Texas, doing so can lead to a satisfying and lucrative career. In order to represent an insurance company or policy holder, a license is required. The process to apply for an insurance license has vastly improved with advances in technology and major improvements to workflow and processes by the Texas Department of Insurance. Read on to learn more about the requirements necessary to become an insurance agent in the state of Texas.
Decide What to Sell
Once the decision has been made to become an insurance agent, the next step is to decide the type of insurance you would to market and sell. This will also allow you to apply for the appropriate license. There are four primary types of insurance: auto, homeowners, health and life insurance. While it may be tempting to initially select more than one type of insurance, it is important to develop an deep acumen in one line type and the industry before proceeding to other types.
Complete a Pre-licensing Texas Insurance Course
In the state of Texas, an individual must be 18 years or older in order to become a licensed agent. Once the age criteria is met, the next step is to prepare and study for the licensing exam. While the completion of an insurance course is not necessary in Texas, it is highly recommended in order to sufficiently prepare for the license exam. Therefore, it is of great importance to discover and complete coursework in which you have a great interest and relate to the type of insurance you plan to provide.
Pass The Licensing Exam
In Texas, Prometric has partnered with the Texas Department of Insurance to administer the exams for the state insurance license. The website also provides a list of testing centers where you can sit for the exam. In order to take the exam on testing day, you must be prepared to offer a valid form of identification and will complete a computer check-in process in order to verify your identification. Individuals who wish to obtain a Texas insurance agent license must undergo electronic fingerprinting which is forwarded to the Texas Department of Insurance by Prometric. Once the electronic fingerprinting and licensing exam has been passed, an eight page application for licensing must be completed, notarized, signed and mailed. Each process for acquiring a license requires a fee, therefore, it is important to be aware of these costs and understand the schedule and fee structure. The Federal Bureau of Investigation (FBI) and the Texas Department of Public Safety will conduct a criminal background check and will issue the insurance license only after notification of whether you passed the criminal background check and exam has been passed.
Knowing how to become an insurance agent in Texas doesn’t have to be a daunting task. With the right preparation, determination and a solid marketing plan, you can create a lucrative and fulfilling career.